About Machelle Lee

OMEGA Mortgage empowered by AXEN, your friendly neighborhood mortgage lender, we are able to provide loans in all 50 states. We are committed to providing our clients with the highest quality mortgage loan services by offering our clients the personal service of a small bank with the full services of a “large” bank, without making you feel like a “corporate number.”

Whether you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan, buying your mountain cabin retreat or castle in the clouds, our highly experienced team of mortgage professionals can help make your dreams come true.

We provide a “full picture” approach with our clients where we analyze your entire financial situation and set a plan that will allow you to reach your long and short term financial goals. At OMEGA Mortgage, our ultimate goal is to create long-lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Our mortgage professionals specialize in Mortgage Home Loans such as, First Time Home Buyer’s Loans, Conforming Loans, Refinance Loans, Jumbo Loans, Cash Out Refinance Loans, Home Equity Loans, FHA Home Loans, VA Home Loans, Conventional Home Loans, State & Local Housing Programs, and many other home loan programs. FHA loans are an attractive option, especially for first-time homeowners. An FHA 30 year fixed rate mortgage is one of the most popular types of loans that allow borrowers to come in with a low down payment and obtain a low-interest rate.

If you already own a home, we’re happy to show you home loan options to refinance your mortgage loan to better suit your needs, whether it be lowering your monthly payment, consolidating debt, or taking cash-out, or buying another home as vacation or rental. Our commitment to you is to help you make informed choices about your financing options when buying or refinancing your home.

I focus on:

  • Lightning-fast turn times, on average 21 days
  • Investor Cash Flow loans – Borrowers qualify based on rents only – NO DITI calculation needed!
  • One-Time Close Construction
  • Qualify more people with our ITIN products with as low as 15% down
  • Get more self-employed buyers with our 12- or 24-months bank statement program
  • Hassle free 1 day out of foreclosure, short sale or bankruptcy
  • Non-Warrantable Condos
  • Jumbo loan with NO MI and as low as 10% down
  • FHA 100% CLTV – FHA borrowers at 96.5% can now add a 3.5% repayable 2nd mortgage over 10 years. Still using seller paid closing costs and gift funds if needed.

I want you to feel so happy with your experience working with me, that if a friend asked you, “who did your mortgage”, you’ll think of and eagerly refer me. I make a personal connection with all my clients. I am highly proactive and responsive to you before, during, and after the home buying process.

Please feel free to contact me at any time. One of my keys to success is, I answer my cell phone. I personally do not have what I call set hours, my promise is if you need me, I will be there, even after 5:00 p.m. and on the weekends.

I live my life according to Proverbs 3:5-6.

Machelle Lee
NMLS#
1068689
Reverse and Residential Mortgage Loan Expert